Fees & fit
Figures below are drawn from MHW's filed Form ADV Part 2A/2B (CRD 343510). Whether a specific relationship is a fit is always an individualized evaluation, not a predetermined outcome.
Foundational planning
Foundational Planning is a one-time planning engagement. The categories below are simplified descriptions designed to help illustrate different planning needs. Anticipated hours reflect MHW's current filed Form ADV. See Form ADV for complete service and fee information.
Planning categories
For individuals and households with relatively straightforward planning needs.
For executives, technical leaders, and households with broader planning and coordination needs.
Typical fit: for executives and technical professionals whose planning may involve multiple income sources, employee benefits, equity compensation, concentrated stock, retirement transitions, and tax coordination.
Anticipated planning: 32 hours
Typical fit: for households where several financial areas interact and benefit from broader coordination across retirement, taxes, investments, estate considerations, cash flow, or liquidity decisions.
Anticipated planning: 53 hours
For business owners whose personal and business finances need to be planned together.
Typical fit: for business owners with relatively focused planning needs, such as a single business or consulting practice, where business decisions still need to be coordinated with the household financial plan.
Anticipated planning: 45 hours
Typical fit: for business owners whose personal and business finances are closely connected and may require coordination across business and household cash flow, owner compensation, taxes, debt, estate or succession planning, and liquidity decisions.
Anticipated planning: 70 hours
Advanced planning projects
Advanced Planning Projects are a separate, project-based service, distinct from the Advanced Planning category above. MHW's filed Advanced Planning Projects rate is $200 per hour, with a minimum-hour commitment set by project type.
| Project type | Minimum hours |
|---|---|
| Equity-compensation planning | 10 |
| Concentrated-stock planning | 17 |
| Retirement-income planning | 12 |
| Business-owner planning | 25 |
| Estate-planning coordination | 17 |
| Liquidity-event planning | 50 |
Ongoing wealth management
| Assets under management | Annual advisory fee |
|---|---|
| $0 – $2,500,000 | 0.80% |
| $2,500,001 – $10,000,000 | 0.60% |
| $10,000,001 and above | 0.50% |
This is a straight-tier fee, not a blended or marginal one
The single rate for the household's total managed balance applies to the entire balance. Example: a $3,000,000 household falls in the $2,500,001–$10,000,000 band, so the full $3,000,000 is billed at 0.60%, not a blend of 0.80% on the first $2,500,000 and 0.60% on the remainder. That is $18,000 per year, or $4,500 per quarter.
Relationship minimums
Each relationship is evaluated individually. A minimum below the advertised standard is not automatic and is not assigned a predetermined fallback tier. Where a relationship begins below the applicable minimum, the same asset-based fee schedule above still applies to the actual balance.
| Tier | Minimum account size |
|---|---|
| Core Wealth | $500,000 |
| Advanced Wealth | $1,000,000 |
| Owner / Complex Wealth | $1,500,000 |
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